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Don’t Rush Into a Loan

JEN: Wow, I wish this came with a personal loan!

DRAGON: Welcome to Loan Land, where even the trash is made from cash!

JEN: Cool! I need a personal loan for a personal jetpack.

DRAGON: You should never borrow in the moment. Always take some time to think, and assess. Make a solid plan to pay back your loan in full, and if you have extra money, make additional payments whenever possible to save on your total interest. You also need to account for any extra expenses you might run into. In this case, I’d say that the added purchase of a parachute would be wise. 

JEN: Hmm, yeah, good call. 

DRAGON: Ideally, a loan should serve to improve your overall financial situation, not hurt it. 

JEN: OK, I’ll stop and think about my options before flying into debt.