1
00:00:04,080 --> 00:00:07,285
Wow, I wish this came with a personal loan!

2
00:00:08,880 --> 00:00:12,960
Welcome to Loan Land, where even 
the trash is made from cash!

3
00:00:12,960 --> 00:00:16,560
Cool! I need a personal 
loan for a personal jetpack.

4
00:00:16,560 --> 00:00:19,280
You should never borrow in the moment.

5
00:00:19,280 --> 00:00:22,480
Always take some time to think, and assess.

6
00:00:22,480 --> 00:00:26,640
Make a solid plan to pay back your loan 
in full, and if you have extra money,  

7
00:00:26,640 --> 00:00:30,444
make additional payments whenever 
possible to save on your total interest.

8
00:00:30,444 --> 00:00:34,080
You also need to account for any 
extra expenses you might run into.

9
00:00:34,080 --> 00:00:38,400
In this case, I’d say that the added 
purchase of a parachute would be wise.

10
00:00:38,400 --> 00:00:40,320
Hmm, yeah, good call.

11
00:00:40,320 --> 00:00:45,760
Ideally, a loan should serve to improve your 
overall financial situation, not hurt it.

12
00:00:45,760 --> 00:00:49,734
OK, I’ll stop and think about my 
options before flying into debt.