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Growing Money

AMY: I’m open, I’m open! Got it!

SAM: Amy! Watch your step! You’re gonna trample my money tree!

JUNIOR: A money tree? 

ROY: That sounds amazing!

AMY: It doesn’t look like much to me…

SAM: I planted a bunch of quarters at recess, so now I just have to water them and watch my money grow.

AMY: Sam! Haven’t you heard of the saying “Money doesn’t grow on trees?”

JUNIOR: Most people grow their money by investing! 

SAM: Investing?

ROY: They buy stocks!

SAM: So you’re saying… money grows on beanstalks, not trees?

ROY: No, stocks! Like stocks in the stock market. 

JUNIOR: A stock is a very small slice of a company.

ROY: Think of it like a pizza slice!

JUNIOR: When you buy a company’s stock, you own a slice of that company. When the company does well and makes lots of money—

SAM: You get rich?

AMY: Not exactly. When the company makes lots of money, your little slice is worth more money, too. 

JUNIOR: If you sell your slice for a higher price than you paid for it, you make a profit.

ROY: Mmmmm, profit pizza…

JUNIOR: Don’t forget that there’s a risk to investing, too. If stock prices go down and you sell your slice for less than you paid for it, you lose money.

ROY: Blechh! Loser pizza…

SAM: Thanks, guys, but I think my way of growing money is less risky.

ERIN: Guys! You won’t believe this! Look at what I found! Someone’s been burying quarters all over the playground!

AMY: Less risky, eh?

JUNIOR: Investing is risky if you’re trying to make money fast… 

ROY: But it can be a good idea if you have years and years for your money to grow.

ERIN: Great idea! That’s what I’m going to do with the buried treasure I found.

JUNIOR: What would you do with your money if you needed to save it for later? What would you do with your money if you wanted it to grow?